Terms & Conditions

1. Introduction

Welcome to ESCATCOS. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

2. Use of Services

Our banking and cooperative services are provided subject to the rules and regulations of the relevant cooperative governance authorities. Users must provide accurate information when registering or applying for services.

3. Electronic Banking

Users are responsible for maintaining the confidentiality of their account credentials. Any transactions initiated through your account will be deemed authorized by you.

4. Limitation of Liability

ESCATCOS shall not be liable for any direct, indirect, or consequential losses arising from the use of our digital platforms, except as required by law.

5. Amendments

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of the updated terms.